About Us
Markets evolve quickly. Regulation evolves with them. We build the operational structure that allows modern financial companies to scale responsibly. Complifact AML, a division of Chark Enterprises, is a leading compliance consulting firm committed to empowering organizations with strategic insights and solutions.
Our team of experienced consultants is dedicated to delivering exceptional results by understanding your challenges and goals, crafting customized strategies, and implementing effective solutions that propel your business forward
Our Services
Navigating complex regulatory requirements doesn't have to mean slowing your business down. We help organizations build, strengthen and operationalize compliance programs that provide clarity, manage risk and support confident decision-making — from program development and risk management to remediation, governance and strategic advisory.
Compliance Program Advisory
Build and operationalize practical AML/TF and fraud programs that give your organization the structure, controls and confidence to manage risk effectively.
Risk Management
Turn complex risks into clear, actionable frameworks that help organizations identify, assess and manage risk where it matters most.
Transaction & Compliance Advisory
Navigate complex transactions, investigations and compliance operations with practical guidance tailored to your business, risk profile and regulatory obligations.
Effectiveness Reviews & Remediation
Identify where your program falls short, understand what needs to change and chart a practical path toward sustainable remediation.
Technology & Vendor Advisory
Cut through the complexity of the technology landscape to define what you need, evaluate your options and make confident, informed decisions.
Strategic & Board Advisory
Bring an independent compliance and risk perspective to strategic decisions, governance and the challenges facing executives and boards.
Why Choose Us
Complex regulatory challenges rarely have a one-size-fits-all solution. We bring practical expertise, an independent perspective and a deep understanding of the financial services landscape to help organizations navigate risk with clarity and confidence.
Practical Expertise
Turning regulatory requirements
into solutions that work.
Business-Minded Approach
Balancing compliance with
business realities.
Independent Perspective
Objective advice focused
on your needs.
Experience at the Edge
Expertise where regulation, technology and business intersect.
Experience
at a Glance
At Complifact AML, we believe that transparency is essential for both growth and visitor loyalty. Below you’ll find our latest stats and numbers. If you have any questions, please don’t hesitate to contact us today
50
Clients Served
80+
Projects Completed
35
Years of Combined Experience
95%
Satisfaction Rate
Industries
Every industry faces its own regulatory landscape, risk profile and operational challenges. We bring specialized compliance and risk expertise to organizations across financial services, payments, digital assets and emerging financial models.
Financial Institutions
Supporting banks, credit unions and insurance companies in navigating complex compliance and risk requirements.
Money Services
Businesses
Helping domestic and foreign MSBs build practical, risk-based compliance programs that support their operations and growth.
Payments &
Stored Value
Helping card issuers, acquirers and prepaid and gift card businesses manage regulatory, compliance and operational risk.
Digital Assets & Cryptocurrency
Advising cryptocurrency businesses and VASPs as they navigate evolving regulatory expectations and emerging risks.
Cash & Alternative
Financial Services
Providing compliance and risk expertise to businesses operating in cash-intensive and alternative payment environments.
Meet Our Team
This section is currently being updated
Charlene Cieslik
This section is currently being updated
Kimberley Hunt
This section is currently being updated
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